NAVAX | MAGUAR Portfolio Fin Tech

The digital backbone for leasing, credit, and factoring, and a leading provider of Microsoft Dynamics consulting

NAVAX
NAVAX is the No. 1 provider of software solutions for leasing, credit, and factoring in the DACH region (NAVAX Software) and the leading Microsoft Dynamics partner in Austria (NAVAX Consulting). NAVAX Software develops mission-critical systems for banks, leasing companies, and factoring providers. Its solutions comprehensively cover front-, middle-, and back-office functions and are deeply integrated into customers’ core processes—from credit decisions to settlement. At the same time, NAVAX Consulting supports small and medium-sized businesses in the DACH region in digitizing their business processes—from ERP and CRM systems to data analytics and innovative AI solutions.

Facts & Figures

Heaquarter
Vienna, Austria
Industry
Financial Services & Microsoft Dynamics Consulting
Founded
1995
Maguar Investment
2021

How It All Began

NAVAX was founded by Oliver Krizek, who recognized early on the potential of digitizing business processes—initially around Microsoft Navision and later on the Microsoft Dynamics platform. Over the years, the company built a loyal customer base founded on deep implementation expertise and an exceptional understanding of business processes.

NAVAX quickly applied this process expertise to the financial services industry. Banks, leasing providers, and financial institutions required software that could do more than support complex core processes—it had to integrate them end to end, from quotation and credit workflows to contract and billing management. The result is a software platform deeply embedded in customers’ day-to-day operations, securely processing business-critical data and serving as a core operational system.

At the same time, significant growth opportunities emerged across both business units. On the software side in particular, Oliver Krizek deliberately sought a partner with deep software expertise and a proven track record of scaling founder-led businesses—both to strengthen the go-to-market organization and to support strategic acquisitions.

From our perspective, NAVAX stood out from day one as a mission-critical software provider with exceptional customer loyalty and a strong reputation in a highly regulated market. A major milestone followed in 2022 with the acquisition of Munich-based afb Application Services, transforming NAVAX from a leading Austrian provider into the market leader for financial services software across the DACH region.

Looking Ahead

Financial institutions face continuously increasing demands. Automation, regulatory complexity, and the need for greater operational efficiency are driving demand for integrated software platforms that manage end-to-end business processes at scale.

NAVAX is ideally positioned to meet these demands as the digital backbone of mission-critical processes for leasing, lending, and factoring providers. As automation continues to accelerate, the platform is further strengthening its role as the central operating system for its customers’ core business processes.

NAVAX also sees significant growth potential in its consulting business, supporting the implementation and operation of Microsoft Dynamics solutions. Cloud migration, data analytics, and artificial intelligence are becoming increasingly important. By investing early in these capabilities and building a dedicated AI team, NAVAX is well positioned to support customers through the next stage of digital transformation.

Oliver Krizek continues to lead the company as CEO of the NAVAX Group.

In Maguar, we have found a partner that understands how to scale software sustainably. Furthermore, the consolidation we achieved would not have been possible without Maguar’s strategic M&A expertise.
Oliver Krizek, Gründer und CEO der NAVAX

Ready for the next phase of growth?

Maguar is the private equity partner for B2B software companies in the DACH region—with a clear strategy, operational experience, and a true entrepreneurial spirit.

MAGUAR Capital